Welcome to Miami Miguel Frias Garcia agent real estate specialist and mortgage loans. Are you seriously thinking about buying, selling, or refinancing a property in the area of Miami or Broward County? Service and experience, accredit us as the first international real estate agency, we have thousands of houses and apartments to show, certainly now is the best time to buy property prices and mortgage loans have fallen a lot do not expect more The consultation is free call now miami dade: miami dade: 305-407-3547 broward county: 754-777-0807 thank you and congratulations !!!!

aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros new aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros new aventura homestead brickell key biscayne miami beach miami springs pinecrets miami homes sales real estate mortgage loans realtor agents realty best money investment house new homes builders Real Estate Investment Opportunities new construction homes business opportunities real estate agents realtor condos apartments land commercial loan mortgage lenders miami homes sales real estate mortgage loans realtor agents realty best money investment house new homes builders Real Estate Investment Opportunities new construction homes business opportunities real estate agents realtor condos apartments land commercial loan mortgage lenders miami homes sales real estate mortgage loans realtor agents realty best money investment house new homes builders Real Estate Investment Opportunities new construction homes business opportunities real estate agents realtor condos apartments land commercial loan mortgage lenders miami homes sales real estate mortgage loans realtor agents realty best money investment house new homes builders Real Estate Investment Opportunities new construction homes business opportunities real estate agents realtor condos apartments land commercial loan mortgage lenders miami banks rates loans mortgage condos apartments rents lease best rates refinance bancos miami attorneys abogados miami insurance compare homes house builders realtors miami banks rates loans mortgage condos apartments rents lease best rates refinance bancos miami attorneys abogados miami insurance compare homes house builders realtors miami banks rates loans mortgage condos apartments rents lease best rates refinance bancos miami attorneys abogados miami insurance compare homes house builders realtors

Mortgage Documentation Requirements

When you are planning for a mortgage application, one of the most important steps you can take before you apply is to gather the documentation you may need to supply with your application. Which loan you select will determine the exact documentation requirements. As soon as we have all your documentation from you the loan will close fast and you will have what you deserve.

Documentation Process After you submit your application, we'll call you to talk about the type of loan you have chosen. Then you will be sent a Disclosure package that includes several items that you will need to sign, and a list of documents that you will need to send in. Here is a list of some of the documents you may need:

Salaried Income

-Most recent pay stub showing year-to-date income; if there have been multiple employers in the current year, all paystubs showing year-to-date income

-Last year's W-2

Salary Plus Bonus/Overtime

-Most recent pay stub showing year-to-date income

-Last year's W-2

Straight Commission Income

- Most recent pay stub showing year-to-date income

-Last two years' 1040 tax returns

Self Employed Persons (1099 recipient)

-Last two years' personal tax return and partnership or corporate tax return

-Current year-to-date P&L if tax returns are older than 12 months

-Signed IRS Tax Form 4506

Partnership Income

-Last two years' personal tax returns

-Last two years' K-1s, 1065s, P&Ls, and YTD Balance Sheets

Corporation Income (if ownership is 25% or more)

-Last two years' personal and business tax returns (1120)

-Current year-to-date P&L if tax returns are older than 12 months

Trust Income

-Trust Agreement or trustee's letter stating payment amount, frequency and duration (must continue for at least three years

-Last two years' tax returns

Rental/Lease Income

-Copy of Rental/Lease Agreements

-Last year's tax return

Social Security/Pension/Retirement/Disability (three years remaining required)

-Award Letter

-Most recent two months' bank statements (if direct deposit) or copies of checks

Interest/Dividends

-Last two years' tax returns

Copies of current statements

Alimony/Child Support

-Complete Divorce Decree

-Proof of six months' receipt (must be recieved continuously for three years to qualify as income)

Purchase Transactions

-Copy of signed Purchase Contract (include all counter offers)

-Gift Letter, if gift funds are being used: Letter includes date of gift, the amount and donor's name, address, telephone number and relationship, statement that repayment is not expected

-Document(s) verifying transfer of funds and copy of a withdrawal receipt from the donor's account or a copy of the gift check

-Certified copy of HUD-1 settlement statement from sale of present property, if applicable

-Evidence of homeowner's insurance (required prior to closing)

-Evidence of flood insurance

Credit History/Liabilities

-Bankruptcy petition and discharge papers, if applicable

-Written explanations of any serious derogatory credit if applicable:

-Bankruptcy

-Collections, judgements, liens

-Late payments - mortgage or revolving credit

-Defaults, foreclosures, short sales

-Final divorce decree, if applicable

Assets

-Most recent two months' bank statements

-Most recent brokerage account statement

-Most recent IRA/401K statement

-Gift Letter, if gift funds are being used: Letter includes date of gift, the amount and donor's name, address, telephone number and relationship, statement that repayment is not expected Document(s) verifying transfer of funds and copy of a withdrawal receipt from the donor's account or a copy of the gift check Certified copy of HUD-1 settlement statement from sale of present property, if applicable

Refinance Transactions

-Evidence of homeowner's insurance

-Evidence of flood insurance

Condominiums or Planned Unit Developments

-Project name, homeowner's association (HOA) name, HOA contact name and phone number.

aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros new aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell bancos financieros aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale bancos financieros new aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale kendall doral brickell miramar north lauderdale paises seguros para invertir, pembroke park pembroke pines plantation sunrise tamarac weston comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en coral gables comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en doral comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en aventura comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en brickel c pisos en kendall comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en biscayne key comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale lakes comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en hollywood comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en miramar comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en weston comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en fort lauderdale comprar casas pisos aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach coral gables doral pisos en sunny isles aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale beach condos aventura, bal harbour,bay harbor islands,biscayne park,coral gables doral,el portal,florida city,golden beach,hialeah,hialeah gardens,tead,indian creek village,islandia,key biscayne,medley,aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale ,aventura homestead brickell key biscayne miami beach miami springs pinecrets fort lauderdale lakes,aventura homestead brickell key biscayne miami beach miami springs pine

miami fl 33125 miami fl 33126 miami fl 33127 miami fl 33128 miami fl 33129 miami fl 33130 miami fl 33131 miami fl 33132 miami fl 33133 miami fl 33134 miami fl 33135 miami fl 33136 miami fl 33137 miami fl 33138 miami fl 33140 miami fl 33141 miami fl 33142 miami fl 33143 miami fl 33144 miami fl 33122 miami fl 33114 miami fl 33109 miami fl 33122 miami fl 33125 miami fl 33126 miami fl 33127 miami fl 33128 miami fl 33129 miami fl 33130 miami fl 33131 miami fl 33132 miami fl 33133 miami fl 33134 miami fl 33135 miami fl 33136 miami fl 33137 miami fl 33138 miami fl 33140 miami fl 33141 miami fl 33142 miami fl 33143 miami fl 33144 miami fl 33145 miami fl 33146 miami fl 33147 miami fl 33149 miami fl 33150 miami fl 33154 miami fl 33155 miami fl 33156 miami fl 33157 miami fl 33158 miami fl 33160 miami fl 33161 miami fl 33162 miami fl 33165 miami fl 33125 miami fl 33126 miami fl 33127 miami fl 33128 miami fl 33129 miami fl 33130 miami fl 33131 miami fl 33132 miami fl 33133 miami fl 33134 miami fl 33135 miami fl 33136 miami fl 33137 miami fl 33138 miami fl 33140 miami fl 33141 miami fl 33142 miami fl 33143 miami fl 33144 miami fl 33145 miami fl 33146 miami fl 33147 miami fl 33149 miami fl 33150 miami fl 33151 miami fl 33155 miami fl 33156 miami fl 33157 miami fl 33158 miami fl 33165 miami fl 33166 miami fl 33167 miami fl 33168 miami fl 33169 miami fl 33170 miami fl 33172 miami fl 33173 miami fl 33174 miami fl 33175 miami fl 33176 miami fl 33177 miami fl 33178 miami fl 33179 miami fl 33180 miami fl 33181 miami fl 33182 miami fl 33183 miami fl 33184 miami fl 33185 miami fl 33186 miami fl 33187 miami fl 33160 miami fl 33161 miami fl 33162 miami fl 33163 miami fl 33189 miami fl 33190 miami fl 33193 miami fl 33194 miami fl 33196 doral fl 33122 doral fl 33126 doral fl 33166 doral fl 33172 doral fl 33178 doral fl 33182 doral fl 33222 kendall fl 33156 kendall fl 33158 kendall fl 33173 kendall fl 33176 kendall fl 33183 kendall fl 33186 kendall fl 33193 kendall fl 33196 kendall fl 33283 kendall fl 33296 coral gables fl 33133 coral gables fl 33134 coral gables fl 33143 coral gables fl 33144 coral gables fl 33145 coral gables fl 33146 coral gables fl 33156 coral gables fl 33158 coral gables fl 33206 aventura fl 33160 aventura fl 33180 aventura fl 33280



Florida New Homes LLC 20 years of success.
disclaimer


corner
  • go top